Money should feel this easy

Send dollars.
Skip the address.

Type a phone number or email. They get a private link, unlock it with a one-time code, and claim directly to their own wallet.

✓ No ArcPay account✓ No custody✓ Private by design

Send with ArcPay

A private cash link, made in your browser.

Arc
USDC

Your contact, OTP and encryption key never go to ArcPay. Funds move to a one-time wallet controlled by the claim link.

Payment ready

Send the private claim to your recipient.

Funded

One-time password
The payment key is encrypted. Keep this screen until the recipient confirms receipt.

Whoever has both the link and OTP can claim. Treat the message like cash.

You received USDC

Unlock it and move it to your Arc wallet.

Private claim
— USDC

The one-time wallet pays its own Arc fee. ArcPay cannot read the encrypted key or move this money.

✓

Money sent to your wallet

The one-time wallet has been swept. Your USDC is now in the destination wallet.

View transaction

From a name to their wallet. Seamlessly.

Arc settles in the background. ArcPay makes the human part feel familiar.

01 · CREATE

Enter phone or email

Set the amount, add a note, and approve from your wallet.

02 · SHARE

Send the private link

Their claim link and one-time code travel by text or email.

03 · CLAIM

They choose the wallet

The recipient unlocks and sweeps the USDC directly.

Money moves.
ArcPay disappears.

No stored contacts. No ArcPay-controlled wallet. No account for the recipient to create.

Send with ArcPay